Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Hero Image
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Herceg Novi
Herceg Novi | Herceg Novi Municipality

The Warmth of

Villa Life

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Ksenija Sedova
Ksenija Sedova
Presented At
€840,000
Bedrooms
4
Bathrooms
4
Living
3,445
SQFT
Stories 3
High Ceiling
Air Conditioning
Terrace
Garage
Pergola
Parking
Garden
Balcony
Pool
Outdoor Kitchen
Sea View
Mountain View
Privacy
Panoramic / Scenic View
Modern
New Builds
Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 1
Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 2
Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 3
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Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 5
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Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 9
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Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro. , Herceg Novi , Herceg Novi Municipality

Brand new, stylish villa with a swimming pool in Herceg Novi

A new residential villa with a magnificent view of the sea and the temple has a landscaped plot with beautiful landscaping, a BBQ area and a swimming pool. Located in a quiet and cozy place. The site is accessible by two good roads (public and a new private one, built for the convenience and privacy of the owners). The villa is decorated in a Mediterranean style: natural imported stone combined with light plaster and a wooden pergola, white Italian tiles on the balcony and terrace. The villa has panoramic windows on the south side which offer panoramic views of the Bay of Kotor and Mount Lovcen, and ceilings over 3m high fill the house with fresh sea and mountain air. In addition, the villa is equipped with two terraces, ideal for outdoor relaxation. The interior decoration is made from high-quality imported materials: Italian ceramics, natural wooden parquet, high-quality light from European manufacturers, a staircase made of natural oak, heated floors in the living room, hall and bathrooms, a modern air conditioning and heating system will allow the owner to create a comfortable climate at any time of the year, and a video surveillance system with remote access will ensure security. The villa is equipped with a modern kitchen with all the necessary appliances (induction hob, large dishwasher, household waste disposal, coffee machine, water filter and two refrigerators), upholstered furniture from Italian brands, cabinets and wardrobes, and a dining area for 8 people. On the top floor of the villa there is a garage and parking for 4 cars. There is a technical room in the underground floor. Convenient location
  • Lazure is 5 minutes away by car.
Tivat Airport is 40 minutes away. The house is ready to move in.

Gallery

3D Street View Tour

Map showing Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro.

Property Location

Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro., Herceg Novi Herceg Novi Municipality

Local Weather & Climate

Herceg Novi, Herceg Novi Municipality

Current Conditions Updated recently
56 °F
Overcast clouds
Feels Like 55°F
Humidity 82%
Wind 10 mph
Visibility 6.2 mi
Sunrise 6:07 AM
Sunset 3:48 PM
5-Day Forecast
Sun 25 Jan
Rain
High 59°
Low 56°
Mon 26 Jan
Rain
High 52°
Low 47°
Tue 27 Jan
Clouds
High 54°
Low 49°
Wed 28 Jan
Rain
High 53°
Low 51°
Thu 29 Jan
Rain
High 52°
Low 50°
Annual Climate Based on last 12 months
57° Avg Low
Jan
68° Avg High
Aug
186 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
84.9" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
11 Snow Days
per year
Monthly Temperatures
Jan
51°
42°
Feb
54°
45°
Mar
58°
46°
Apr
65°
53°
May
71°
58°
Jun
82°
71°
Jul
85°
73°
Aug
89°
78°
Sep
80°
67°
Oct
64°
54°
Nov
59°
51°
Dec
56°
45°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Herceg Novi?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Herceg Novi. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $84,000,000 20% down ($16,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,218
$7,218/day
Your home may appreciate while you sleep
$50,666/week $219,551/mo $2,634,607/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$46.2M
vs
OWN 📈 +$65.6M
$65.6M Potential Equity
vs $46.2M lost to rent over 10 years
$16.8M Down Payment Growth
3.9x
10yr
$65.6M
8.1x
20yr
$135.7M
12.6x
30yr
$212.1M
Wealth Comparison
×505
Equivalent to 505 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $212.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $98.9M +18%
Market $114.4M +36%
Optimistic $132.0M +57%
$65.6M est. equity
20 Years
Conservative $116.5M +39%
Market $155.8M +85%
Optimistic $207.4M +147%
$135.7M est. equity
30 Years
Conservative $137.2M +63%
Market $212.1M +153%
Optimistic $326.0M +288%
$212.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Herceg Novi, Montenegro, Herceg Novi, Herceg Novi Municipality, Montenegro features 4 bedrooms with 3,445 square feet of living space.
This property offers 3,445 square feet of living space.
This property is listed at $84,000,000, which equals $24383 per square foot.
Based on current market indicators, Herceg Novi shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Herceg Novi features a pleasant climate. Average temperatures range from 57°F in winter to 68°F in summer. The area receives approximately 84.9 inches of precipitation annually. There are about 186 days with rain throughout the year. Expect around 11 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Herceg Novi tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Herceg Novi, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Ksenija Sedova

Ksenija Sedova

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